{"matrixVersion":"19.1","sourceFile":"YLP Agency Matrix_v19.1 (Sep 2026) PRUCover Med.xlsx","needs":{"protection_death_disability":"Protection Upon Death / Disability","protection_critical_illness":"Protection Upon Critical Illness","hospital_cost_protection":"Hospital Cost Protection","retirement":"Retirement","savings_wealth_accumulation":"Savings / Wealth Accumulation","childrens_education":"Children's Education","legacy":"Legacy"},"products":[{"basicProduct":"PRUAll Care","productTypes":["Non-Par Term"],"needs":["protection_critical_illness","protection_death_disability"],"coverageTerms":["10_19_years"],"premiumTerms":["10_19_years"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUCancer X","productTypes":["Non-Par Term"],"needs":["protection_critical_illness"],"coverageTerms":["10_19_years"],"premiumTerms":["10_19_years"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUCash","productTypes":["Par Endowment"],"needs":["childrens_education","legacy","protection_critical_illness","protection_death_disability","retirement","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["20_years_or_more"],"riderTypes":["Cash Booster","Critical Illness Rider","Waiver Rider"],"hasBrochure":true},{"basicProduct":"PRUCash Double Reward","productTypes":["Par Endowment"],"needs":["childrens_education","legacy","protection_critical_illness","protection_death_disability","retirement","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["10_19_years","20_years_or_more"],"riderTypes":["Double Enhancer","Legacy Rider","Waiver Rider"],"hasBrochure":true},{"basicProduct":"PRUCash Enrich","productTypes":["Par Endowment"],"needs":["childrens_education","legacy","retirement","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["1_9_years"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUCover Med","productTypes":["Non-Par Term"],"needs":["hospital_cost_protection"],"coverageTerms":["1_9_years"],"premiumTerms":["1_9_years"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUEasy Protect","productTypes":["Whole Life Non-Par"],"needs":["protection_death_disability"],"coverageTerms":["20_years_or_more"],"premiumTerms":["10_19_years","1_9_years"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUElite Flex","productTypes":["Non-Par"],"needs":["childrens_education","legacy","retirement","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["1_9_years"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUElite Invest","productTypes":["ILP"],"needs":["childrens_education","protection_death_disability","retirement","savings_wealth_accumulation"],"coverageTerms":["10_19_years","20_years_or_more"],"premiumTerms":["1_9_years"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUEssential Health","productTypes":["Non-Par Term"],"needs":["hospital_cost_protection"],"coverageTerms":["20_years_or_more"],"premiumTerms":["20_years_or_more"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUGrowth","productTypes":["Par Endowment"],"needs":["childrens_education","protection_critical_illness","protection_death_disability","retirement","savings_wealth_accumulation"],"coverageTerms":["10_19_years","20_years_or_more"],"premiumTerms":["10_19_years","1_9_years"],"riderTypes":["Waiver Rider"],"hasBrochure":false},{"basicProduct":"PRULady","productTypes":["Non-Par Term"],"needs":["protection_critical_illness","protection_death_disability"],"coverageTerms":["20_years_or_more"],"premiumTerms":["20_years_or_more"],"riderTypes":[],"hasBrochure":true},{"basicProduct":"PRULink Investor Account","productTypes":["ILP"],"needs":["childrens_education","savings_wealth_accumulation"],"coverageTerms":["10_19_years","1_9_years","20_years_or_more"],"premiumTerms":["single_premium"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRULive Well","productTypes":["Non-Par"],"needs":["legacy","protection_death_disability"],"coverageTerms":["20_years_or_more"],"premiumTerms":["10_19_years","1_9_years","20_years_or_more"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUMan","productTypes":["Non-Par Term"],"needs":["protection_critical_illness","protection_death_disability"],"coverageTerms":["20_years_or_more"],"premiumTerms":["20_years_or_more"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUPrestige Infinity","productTypes":["ILP"],"needs":["childrens_education","legacy","retirement","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["single_premium"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUPrestige Legacy","productTypes":["ILP"],"needs":["legacy","protection_death_disability"],"coverageTerms":["20_years_or_more"],"premiumTerms":["1_9_years"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRURetirement Growth","productTypes":["ILP"],"needs":["protection_death_disability","retirement","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["single_premium"],"riderTypes":[],"hasBrochure":true},{"basicProduct":"PRUSenior Med","productTypes":["Non-Par Term"],"needs":["hospital_cost_protection"],"coverageTerms":["10_19_years","20_years_or_more"],"premiumTerms":["10_19_years","20_years_or_more"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUTerm","productTypes":["Non-Par Term"],"needs":["hospital_cost_protection","protection_critical_illness","protection_death_disability"],"coverageTerms":["10_19_years","1_9_years","20_years_or_more"],"premiumTerms":["10_19_years","1_9_years","20_years_or_more"],"riderTypes":["Accidental Rider","Crisis Cover Plus","Medical Rider","PRUMortgage"],"hasBrochure":false},{"basicProduct":"PRUTerm Premier","productTypes":["Non-Par Term"],"needs":["protection_death_disability"],"coverageTerms":["1_9_years"],"premiumTerms":["1_9_years"],"riderTypes":[],"hasBrochure":false},{"basicProduct":"PRUWealth Enrich","productTypes":["ILP"],"needs":["childrens_education","legacy","protection_critical_illness","protection_death_disability","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["10_19_years","1_9_years","20_years_or_more"],"riderTypes":["Critical Illness Rider","Investment Rider","Payor Rider","Term Rider"],"hasBrochure":false},{"basicProduct":"PRUWealth Enrich 2.0","productTypes":["ILP"],"needs":["childrens_education","legacy","protection_critical_illness","protection_death_disability","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["10_19_years","1_9_years","20_years_or_more"],"riderTypes":["Critical Illness Rider","Investment Rider","Payor Rider","Term Rider"],"hasBrochure":false},{"basicProduct":"PRUWith You","productTypes":["ILP"],"needs":["childrens_education","hospital_cost_protection","protection_critical_illness","protection_death_disability","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["20_years_or_more"],"riderTypes":["Accidental Rider","Critical Illness Rider","Investment Rider","Medical Rider","Payor Rider","Term Rider"],"hasBrochure":false},{"basicProduct":"PRUWith You Plus","productTypes":["ILP"],"needs":["childrens_education","hospital_cost_protection","protection_critical_illness","protection_death_disability","savings_wealth_accumulation"],"coverageTerms":["20_years_or_more"],"premiumTerms":["20_years_or_more"],"riderTypes":["Accidental Rider","Critical Illness Rider","Investment Rider","Medical Rider","Payor Rider","Term Rider"],"hasBrochure":false}],"productsWithoutBrochure":21}